Financial Calculators
Free tools to help you plan your financial future and make smarter money decisions
Advanced Calculators
Mortgage Amortization Calculator
Calculate your monthly mortgage payments with Canadian stress test rates. See detailed amortization schedules and discover how extra payments can save you thousands.
Mortgage Affordability Calculator
Calculate how much house you can afford based on your income, debts, and down payment. Uses Canadian GDS/TDS lending standards to show your maximum purchase price.
Overdraft Cost Calculator
See how much NSF fees are costing you—and what that money could become if invested. Stop throwing money away on preventable overdrafts.
Debt Payoff Calculator
Compare avalanche vs snowball methods to eliminate your debt faster. See exactly how much interest you'll save and when you'll be debt-free with extra payments.
Compound Interest Calculator
Dual-view calculator showing savings growth vs debt cost. See how compound interest can work for you—or against you.
Quick Calculators
50/30/20 Budget
Plan your monthly spending
Savings Goal
Calculate what you need to save
Debt Payoff
See when you'll be debt-free
Free Budget Templates
50/30/20 Budget Template
Automatically split your income into needs, wants, and savings. Track expenses and stay on budget.
Category Budget Template
Detailed budget tracker organized by category. Compare budgeted vs actual spending across housing, transportation, and more.
How It Works
Choose Tool
Pick the template that fits your needs
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Get instant access plus money tips
Download
Excel or Google Sheets - your choice
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