Category Budget Template

A comprehensive monthly budget tracker organized by major spending categories. Compare your budgeted amounts against actual spending to identify where your money goes.

Budget Planning
Category Budget Template preview

What's Included

  • Income tracking (primary, secondary, rental, investment)
  • Housing category (8 expense types)
  • Transportation category (7 expense types)
  • Life & Living category (11 expense types)
  • Debt & Savings category (8 expense types)
  • Automatic budget vs actual calculations
  • Category subtotals and net income
  • Color-coded inputs and formulas

How to Use This Tool

  1. 1Enter all income sources in the income section
  2. 2Fill in your monthly budget for each expense
  3. 3Track actual spending in the "Actual" column
  4. 4Review the difference column to see over/under budget
  5. 5Check category totals and net income at the bottom

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